People who take the time to carefully plan their financial futures are less likely to fall victim to Ponzi or Pyramid schemes as they have more realistic return expectations. The desperation that lures a lot of people into “get rich quick” schemes is due to a lack of financial future planning, such as having to […]

“Get rich quick” schemes aren’t a new phenomenon, and yet people still get lured into these sorts of financial scams.The problem occurs when the temptation of above market return on investment outweighs well-founded suspicions. Wealth is generated through hard work and smart investing, you should be wary of ‘shortcuts’. Besides the promise of an unrealistic […]

As Winter sets in we need to stay intent on nourishing and nurturing ourselves and our loved ones by staying active and healthy, all while working around the load-shedding schedule. One of my favourite ways of getting a nutritionally balanced meal, while not having to worry about the power cutting out and having a half-cooked […]

So you have started a new business from home, it’s still small beginnings and you wonder to yourself: “What risks are involved that I would need business insurance if I am working from home and have no premises to worry about?”. Whilst your revenue may be small, the answer to the question of whether your […]

Every parent wants the best for their children, and the best we can give them is a sure footing in life. One of these areas is intrinsically linked to how they will perceive value in others, value in themselves and the value of things around them. It is hard for children to understand the concept […]

Last week we covered some of the basic elements of running a business, this week we look more to the growth of the business and keeping that growth sustainable. Remember, running your own business is hard work, but having a sustainable organization that adds to the lives of others and protects the environment is well […]

Being an entrepreneur is exciting and fulfilling – if you are able to stick to your passion and make a success of your business! It’s easy to get tangled up in the complexities of running a business, when that happens it can be good practice to focus on some of the fundamental aspects of the […]

When it comes to debt management you need to have some contingency plans in place for those unexpected and uncontrollable circumstances that can put a strain on your cash flow. To best plan for the unforeseeable future, we look to the past and identify trends that may recur in the future: Fuelling Up Looking back […]