We normally finish off the month with some awesome saving tips, but seeing that Christmas is around the corner, we thought we’d kick off December with these out-of-the-box ideas. Whether it’s sticking to the rules, brewing some domestic cocktails or just staying informed, here are some crafty ploys to keep you frugal. As always – […]
GETTING YOUR TEAM RIGHT
Being entrepreneurial, following your dreams and starting something new is exciting and can be extremely rewarding. But… not being able to find reliable, competent staff is a common problem. Realising that employees are sometimes a reflection of their employer is a helpful first step towards nurturing your human capital. This is not to say that […]
THE TOP 3 REASONS THAT SOUTH AFRICANS SAVE
FNB recently did a study of the top reasons why South Africans choose to save their money in a culture with a penchant to spend, spend, spend. The results of the study show three main outcomes for which people save, prioritized differently depending on the income bracket of the person. The three main reasons for […]
REVISING YOUR RETIREMENT ANNUITY
Retirement annuities form a staple for many people’s financial saving diet. Seeing that it is such an important investment it would be wise to not let it stagnate and lose. The fees charged on RA’s have undergone significant change over the past years, if you have been investing into your RA for more than five […]
A FRESH START, TO YOUR CREDIT RECORD
Having an impaired credit record is an affliction suffered by almost half of the 21 million consumers in South Africa. This ranges from consumers with defaults, judgements, administration orders and consumers who were three months or more in arrears with account payments. Recently, between 1 April and 31 May 2014, the South African government implemented […]
END OF THE MONTH SAVING TIPS
From changing the way that you shave to spending some more time at the local library, here are some super end-of-the-month saving tips! 1. CURTAIL THE CELLPHONE Go through your cellphone bill, look for services you don’t use, and ditch them. Sit down and go through each item on your bill and see if there’s […]
STAY INFORMED. STAY HEALTHY.
One of the biggest drives around Breast Cancer Month is education and awareness. There are many programmes in place to provide extensive knowledge and encourage support for those who are looking for expert advice. The PinkDrive website is an amazing site that offers a place to ask questions, find answers, enter events, raise money for […]
WHAT WILL IT REALLY COST ME?
The current SA stats for breast cancer reveal that one in thirty-six women has breast cancer. Our blog last week spoke about the general costs and overall statistics of cancer, but today we’d like to get a little more specific as to the expected ‘realistic’ impact that breast cancer will have on those who may be […]
PLAN FOR THE HIDDEN COSTS OF BREAST CANCER
Last year we shared an article on my blog that spoke to the stark reality of the tragic impact that cancer has had (and continues to have) on almost every family in South Africa. It’s very rare, in fact, to meet someone who hasn’t either had cancer themselves, or has a close family member who […]
END OF THE MONTH SAVING TIPS
It’s never too late to learn something new! With the current pace of change, the human race is being forced to become better adapted to change – and that means that we are constantly learning new things. Whether it’s the software on your phone, the new car, a new job, a new relationship… we’re constantly […]