Sometimes the rand is strong and sometimes it’s weak. Recently our currency hit a 4-year low, tipping the R10/$ mark and sending many economists, investors and traders reeling because currency strength is a key indicator of a country’s economic health. If you’ve ever wondered exactly what goes into determining the strength of a currency, we […]

BREAKDOWN YOUR EXPENSES It’s hard not to notice how fast our current economic landscape is changing. Jobs are harder to get, and harder to keep. Although things may look tough for everyone else, they don’t have to for you! How is this possible? With wise and creative financial planning! We’d like to share with you […]

At the start of a brand new year many South Africans face a long wait for salaries at month-end and overspending during the festive season leads to borrowing to cover small shortfalls, which may quickly snowball into a bigger problem. “Many people think that borrowing money to help them get through the first few months […]

The profession of financial planning is relatively new, the average pensioner will tell you that in their youth financial planning was not even a recognisable term. During and after the Second World War the depression made it virtually impossible for most people to make ends meet, let alone have surplus money to invest. Access to […]

Every year countries throughout the world dedicate the month of October to raising awareness around Breast Cancer. Cancer has increased exponentially and is, in many cases, treatable – at a cost; making cancer a life, health and personal finance issue. There are very few families in South Africa that have not had one or more […]