The lines between personal beliefs and universal truths often blur, and the role of a financial planner becomes ever more critical. As we wade through the waters of modern finance, it’s easy to be swayed by popular opinion or individualised perceptions of reality. But what’s vital is ensuring that our decisions are made based on […]
Down with debt!
Debt can be overwhelming, often feeling like a never-ending battle against numbers that just won’t budge. It’s not just your bank balance that takes a hit; it’s your mental well-being, too. If you’ve been struggling with the emotional and psychological toll of financial instability, you’re not alone—and there’s hope. In the upcoming blogs, we’re going […]
Time to think about money – Part 4
You know how sometimes we tend to procrastinate when it comes to our finances? Yeah, we’ve all been there. Procrastination can be a major roadblock to achieving our financial goals. But did you know that Nancy Kline’s Time to Think methodology can help us overcome that? It’s all about creating a thinking environment that encourages […]
Balancing emotions and risk in asset allocation
Investing can be likened to the ancient Chinese concept of Yin and Yang, where opposing forces are interdependent and complementary. In the realm of investments, this duality might be expressed through the delicate balance between emotions and risk in asset allocation. Just as Yin and Yang represent harmony, understanding how these elements interact can lead […]
More than just checking the boxes
The Real Purpose Behind Financial Planning When we talk about financial planning, what springs to mind? For many, it might conjure up images of spreadsheets, complex investment strategies, or even a necessary evil to ensure we’re being “responsible.” However, approaching financial planning as merely a task to check off our to-do list may be selling […]
Debt Detox: Preparing for spring in any hemisphere
As the earth’s axis tilts, heralding the onset of new seasons across the globe, there’s a palpable shift in our surroundings. When the Northern Hemisphere prepares to embrace the comforting embrace of autumn—donning sweaters and sipping warm beverages, the Southern Hemisphere is on the cusp of spring, promising rejuvenation and vibrant blooms. These seasonal shifts […]
The rising currency of human skills
Information is at our fingertips, and artificial intelligence continually surpasses human capabilities in specific tasks; the landscape of valuable skills is evolving. According to Dr Susan David, while technical know-how remains crucial, it’s quickly becoming commoditised. As a result, the pendulum is swinging towards the intrinsic value of distinctly human skills, finding and forging moments […]
How talking about finances shapes our wealth
The Power of Conversation When we think about building wealth, our minds often dart to the tangible components: investments, savings accounts, real estate, and other assets. Rarely do we consider the intangible elements, especially the conversations we have about money. Yet, it’s these very discussions that have a profound impact on our financial trajectory. From […]
Time to think about money – Part 3
Trust is a crucial component of any successful financial relationship. Trust plays a huge role in making things work, whether it’s with your spouse, financial advisor, or business partner. And one way to build that trust is through the art of listening, which is a central idea in Nancy Kline’s Time to Think methodology. As […]
The significance of money scripts
It’s fascinating to see how the world of financial planning is evolving. Today, more than ever, there’s a growing acknowledgement of the role psychology plays in our financial lives. A prominent voice in this field is Dr. Brad Klontz, a clinical psychologist who’s been shining a light on what he calls our “money scripts”. Imagine […]