According to the South African Bank Risk Information Centre (SABRIC), South Africans lost over R2.2 billion from online scams and attacks in 2013. The internet has become a tool that most people use daily, instead of having a “that will never happen to me” attitude you can use these online security tips to guard yourself […]
Category Archives: Blog
AVOID THE ‘NEW DIET’ APPROACH TO INVESTING
Saving is a tricky financial discipline to master. Most people agree that it’s wise to save, but are unsure as how best to do it. They try one way, take a break, then try another. It’s similar to the way many people try to eat healthily. Again, we all agree to the benefits of healthy […]
5 MORE FACTS ABOUT HOSPITAL PLANS
As I wrote in a previous article, full medical cover has become an expensive purchase that few South Africans can afford. As we see a significant increase in the purchase of hospital plans, we are also seeing a decrease in how much our clients fully understand the big differences between an old-school medical aid and […]
5 FACTS ABOUT HOSPITAL PLANS
Full medical cover has become an expensive purchase that few South Africans can afford. This is the reason for the increased popularity of hospital plans that cover your medical bills if you are hospitalised. Having come from a generation that largely understood medical cover as a ‘covers all’ policy, it’s important to run through these […]
BUDGET 2015 – HERE’S WHAT YOU NEED TO KNOW…
“Today’s budget is constrained by the need to consolidate our public finances, in the context of slower growth and rising debt.” said Minister of Finance, Nhlanhla Nene. Giving the budget speech was a far from enviable job in light of the huge government spending deficit that needs to be recovered. The speech was a short […]
HOW CAN I LOWER MY CAR INSURANCE?
Insurance is one of those purchases that requires a mature and foresightful mindset. The reality is that it’s not really about if you will have a bump or a scrape, but when… Once you come to terms with this, it then becomes a question of spending as little as needed on your premiums whilst getting […]
PETROL PRICE HIKE
Whatever goes up, must come down. And when the petrol price comes down, we can expect it to go up… South African motorists will have to brace themselves for the increase in fuel price this coming Wednesday (4 March), following the much enjoyed reprieve. Petrol will be rising by 96 cents a litre whilst the […]
PAYING OFF CREDIT CARD DEBT
With festive season celebrations now a distant memory and all of the leftovers hopefully eaten, something still remains for the majority of South Africans – a looming credit card debt! It doesn’t have to linger for long but getting out of credit card debt requires a realistic goal and a firm resolve. You will have […]
TAX YEAR END – RA BOOST
With the tax year drawing to a close at the end of February, it is worth looking into the advantages of making a supplementary contribution into your retirement annuity (RA). The National Treasury estimates that only 10% of South Africans are able to maintain the same standard of living after retirement. Here are some good […]
VALENTINES DAY IDEAS
It is almost that time of the year again – when hearts are worn on the sleeve and chocolate is eaten in excess. While lavish consumerism is often an indulgence, there are a number of thoughtful ways to make this day romantic without burning a hole in your pocket. ORGANICALLY ROMANTIC Go back to basics, […]