Many of our clients invest with the Allan Gray-Orbis rand denominated offshore funds. As you may or may not know, these funds are now temporarily closed for discretionary investments. WHY ARE THE FUNDS CLOSING? The exchange control regulations of the South African Reserve Bank allow unit trust companies to invest up to 35% of their […]

Hindsight is 20:20; we can always view what we’ve done with a comprehensive view, after the fact. Whilst you can’t change the decisions that you’ve made, you can change the decisions that you’re going to make in the future. When building an investment portfolio, the third key consideration that you must bear in mind is: […]

THE LARGER THE GAIN, THE LARGER THE RISK For those in the southern parts of South Africa, there are rainy days ahead. Easter normally signposts the temperature drop and increased saturation in the air. Rain begins to fall, animals slow down and all too often our waistlines begin to explore the other side of the […]

BASIC INSTINCTS Every winter we begin to see a profusion of pallid tree-dwelling rodents, squirreling away nuts and seeds for the cold season. This is a lovely illustration of wise investments for the future: simple, natural and too true to life. The reason for this can be put down to natural instinct, but ask yourself […]

Whenever we see an article with a list of ways to improve something, we seem to jump to the points and skip the first bit … we hope you don’t do that here! Healthy kidneys are important when applying for any kind of risk cover, so naturally an article about keeping your kidney’s in great […]

Our last article highlighted six key factors that affect the strength of the rand. It’s been really well read and seems to be quite a frequently asked question. Further effects of the exchange rate fluctuations are felt in offshore investments.  If you’re looking for a new place to invest, you may be considering offshore options. […]

Sometimes the rand is strong and sometimes it’s weak. Recently our currency hit a 4-year low, tipping the R10/$ mark and sending many economists, investors and traders reeling because currency strength is a key indicator of a country’s economic health. If you’ve ever wondered exactly what goes into determining the strength of a currency, we […]

BREAKDOWN YOUR EXPENSES It’s hard not to notice how fast our current economic landscape is changing. Jobs are harder to get, and harder to keep. Although things may look tough for everyone else, they don’t have to for you! How is this possible? With wise and creative financial planning! We’d like to share with you […]